Warehouse Loans

Warehouse property is generally considered multi-use property by most lenders. Many times you will find warehouse property combined with other multi-use property types such as office/warehouse and retail/warehouse.

You've come to the right place for warehouse loans. At Mission Oaks National Bank we work hard everyday to help brokers, investors and small business owners to close warehouse loans. We can finance warehouse loans for the following purposes: Purchase, Refinance, Renovation, Ground-up Construction and cash out.

We have SBA and Conventional Warehouse Loan programs available.

Here is our general criteria for Warehouse Loans:

We have a common sense, yet creative approach to underwriting warehouse loans. We know that net loss does not always mean negative cash flow. Many borrowers and brokers mistakenly assume that they cannot qualify for a full documentation warehouse loan and in so doing, they pass up on an opportunity for a better rate and term. If you're not sure if the rental or business income will qualify as a full documentation loan, submit a loan package and let one of our Business Development Officers tell you if your scenario has enough cash flow.

For a quick response, submit your warehouse loan online. You can also call or email us today to discuss your warehouse real estate loan. As always, there is no need to be an approved broker to work with Mission Oaks National Bank; we have a open submission policy. You won't have to waste time filling out lengthy broker packages just to find out if MONB is the proper home for your loan.

Mission Oaks National Bank is federally chartered bank and a preferred lender for the Small Business Administration (SBA). We are also a member of the Federal Deposit Insurance Corporation (FDIC).

If you have any questions feel free to give us a call or you can check out our frequently asked questions page to see if your questions might have already been answered.