The Broker Friendly Bank - Mission Oaks National Bank

1-800-825-0522

The Broker Friendly Bank

Mission Oaks National Bank is the broker friendly bank because we make it easy for brokers to close loans and get PAID. We have an open submission policy. That means, no time-wasting paperwork for brokers to fill out before they can submit their loan.

LTV Matrix	Multi-Use Property	Special Use Property	Hotel/Motel Property
SBA Purchase	90%	85%	85%
Conventional Purchase / Refi	80%	70%	65%
Investor Owned	80%	70%	N/A
Conventional Construction	80%	65%	65%
SBA Construction	85%	80%	80%
Start-ups	75%	60%	80%

Who is Mission Oaks National Bank?

We are a commercial real estate lender and a federally charted community bank authorized to finance commercial real estate in all 50 states. We are a preferred lender for the SBA, and we are an FDIC Insured Bank.

Why types of loans does Mission Oaks National Bank do?

Commercial real estate loans! We offer long-term (typically 20-25 years) financing for commercial real estate nationwide. Check out our loan programs and property types to learn more. Our loans are typically recourse loans, however non-recourse loans are available to those that qualify. Conventional and SBA loan programs are available.

What makes Mission Oaks National Bank the "Broker Friendly Bank"?

Our approach to working with brokers is wide open. There is no need to waste valuable time filling out paperwork when all you really want to know is if the bank can do your loan. We strive to issue Prequalification Letters within 24 hours of receiving a preliminary loan package. We want to earn your trust and your loans. Submit a loan online or give us a call to discuss your commercial real estate loan scenario.

How does Mission Oaks National Bank qualify loans?

We have a common sense approach to commercial underwriting. We look primarily at the business cash flow to service the debt, not just market rent. Acceptable loan purposes include purchase, refinance, expansion, ground-up construction, working capital, equipment purchase, and cash-out when appropriate.

Give us a call or send us an email to discuss your commercial loan scenarios today!