Commercial Loan Programs - Mission Oaks Bank


	1-800-825-0522

Commercial Loan Programs

LTV Matrix	Multi-Use Property	Special Use Property	Hotel/Motel Property
SBA Purchase	90%	85%	85%
Conventional Purchase	75%	65%	65%
Conventional Refinance	65%	60%	60%
Investor Purchase / Refi	70% / 65%	60% / N/A	N/A
Conventional Construction	70%	60%	60%
SBA Construction	85%	80%	80%
Start-ups	70%	N/A	N/A

Mission Oaks National Bank has an "outside the box" approach to commercial financing. If there is any way to make your commercial loan work, we're going to work hard to find the way. We won't quit at the first sign of difficulty nor will we back down from a challenge. Our job is closing commercial loans; and that's what we're going to do for you.

Need a loan closed quickly? We have closed commercial loans in as little as 9 business days. We go the extra mile for our borrowers to quickly fund their loans, painlessly. We don't have all the red tape of the larger banks, allowing us to provide you with the personal service and timelines you're looking for.

Here are a few reason why Mission Oaks National Bank should be the first bank that you call for all of your commercial loans: